ADVOCATES FOR CONSUMERS IN DEBT (ACD) is not a law firm. It provides general information regarding consumer rights under the Fair Debt Collection Practices Act (FDCPA). 

ACD makes every effort to keep legal information and related forms up to date with Federal law. You can certainly consult your attorney. 

ACD is not responsible for any legal information or assistance that you may obtain by using the ADVOCATES FOR CONSUMERS IN DEBT website.