Silence the Collectors.
Using federal law to end debt harassment—at $0 cost to you.
Are you tired of the endless phone calls, the aggressive texts, and the stress of third-party debt collectors (not the original creditors)?
At Advocates for Consumers in Debt (ACD) we turn the tables.
We use federal law --The Fair Debt Collection Practices Act (FDCPA)-- to stop the harassment, dispute the debt, and--if the collectors don't follow the law--make them pay you!
Excercise Your Rights!
Debt collectors often count on you not knowing your rights under the Fair Debt Collection Practices Act (FDCPA).
We’re here to make sure they follow the law.
Expert Advocacy
A dedicated group of counselors working for you.
Total Silence
We send the legal “Cease and Desist” that tells collectors to stop all communication.
Zero Out-of-Pocket
You pay nothing. We collect fees only if collectors violate the law.
Monetary Awards
You could receive up to $1,000 in damages and even eliminate the associated debt.